Purchasing a home can seem daunting and I strive to make it as stress free as possible.  To that end I have provided you with a number of resources to help you with your decision and guide you through the process.

      Below is an outline of the home buying process.  Click on one of the sections below to see more information.

  1. My Commitment to You
  2. Pre-Approval
  3. Pre-Approve Yourself
  4. What Does My Monthly Payment Pay For?
  5. Types of Loans
  6. Preparing Yourself
  7. Earnest Money
  8. Down Payment
  9. Closing Costs
  10. Insurance
  11. Finding What You Want
  12. Finding What You Need
  13. Making an Offer
  14. Counteroffer
  15. Inspections
  16. Re-Negotiation
  17. Final Walk Through
  18. Closing
  19. Change of Address
  20. Utility Companies
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