**MAY QUALIFY FOR $0-DOWN PAYMENT USDA FINANCING!** NEW 3-BED, 2-BATH, 2-CAR BRICK HOME IN SPENCER PRICED UNDER $200,000 AND READY FOR ITS FIRST OWNER!!! You'll love your new energy efficient home that also offers low maintenance. Energy saving features such as geothermal HVAC and dual-pane thermal windows for impressive savings on utility bills. Thoughtfully designed floor plan with the kitchen open to the living room, perfect for both relaxing and entertaining. The appliance package includes the range and refrigerator (dishwasher was not included in this package, but may be negotiated). Wood-look flooring in the living room, dining, kitchen, and bathrooms, carpeting in the bedrooms. No-step entry and extra-wide interior doors for easy access. Additional features include an inside laundry room, fully sodded yard, and class 3 impact resistant shingles that may save you big-time on your homeowner's insurance!. Schedule your personal showing today!!! CALL FOR MORE INFORMATION ON FINANCING OPTIONS!